Benefits & Insurance Information

As the nation’s leading provider of dental insurance, Delta Dental makes it easy to protect your smile and keep it healthy, with a large network of dentists nationwide, quick answers and personalized service. The plan is administered by the District, and enrollment occurs at the District-level. 

Details: Eligible employees can cover themselves, their spouses and children up to the age of 26 for free!  Please note, if adding coverage for dependents, please upload a copy of a marriage/domestic partnership certificate (for spouse) and birth certificate (for child dependent) to your application.

Enrollment:
 

1. New hires: You will receive benefit enrollment instructions via email. For any questions submit a help ticket: eis.sfusd.edu.
2. For 2026 open enrollment elections: please schedule an appointment with our benefit counselors  by visiting the following link: https://sfusd.annualenrollment.net/.  These enrollments will occur through our new Benefits platform Bswift and changes will be effective 1/1/2026. View Bswift Enrollment Guide. You can log into Bswift starting on October 6.  

If you are a Classified, Certificated or Administrator employee working at least 0.5 FTE you are already enrolled in the district's $25K Life insurance/Long-term disability policy through Symetra.  

For 2026 Open Enrollment action is required. You will need to log into Bswift SFUSD's new Benefits platform and confirm your beneficiaries. Changes will be effective 1/1/2026. View Bswift Enrollment Guide. You can log into Bswift starting on October 6. 

Please schedule an appointment with our benefit counselors  by visiting the following link: https://sfusd.annualenrollment.net/.

Check out new voluntary plan options for 2026: SFUSD Symetra 2026 Open Enrollment Webinar  

CalSTRS shares your retirement goal—a secure financial future. Whether you’re just starting your career, or you’ve been enjoying it for a while, CalSTRS is here to help you understand the benefits and services available to you. 

• Website
  calstrs.com
• Webinars
  calstrs.com/webinars
• Contact
  Pablo Bermudez
• Email
  pbermudez@calstrs.com
• Phone Number
  (800) 228-5453

The San Francisco Employees’ Retirement System (SFERS) is dedicated to the pension trust assets, administering mandated benefits programs, and providing promised benefits to the active and retired members of the City and County of San Francisco.

• Website
  mysfers.org
• Webinars
  https://mysfers.org/sfers-calendar/pre-retirement-seminar-schedule/
• Contact
  Daniel Barrera
• Phone Number
  (800) 228-5453
• Email
  dbarrera@tpensions.com

SchoolsFirst Plan Administration replaced Tax Deferred Services as the new Plan Administrator for your 403(b) and 457(b) plans effective October 1, 2025

SchoolsFirst has no monthly administrative fee. In October, that fee will be removed on all applicable employee accounts. 

What is a 403(b)/457(b) plan?

The IRS created retirement savings plans for various groups to encourage retirement savings by offering tax benefits.  They developed the 403(b) for non-profit organizations and the 457(b) for state employees. SFUSD employees have the unique opportunity to choose to contribute to one or both plans. Deferrals to these plans are made directly from your paycheck before taxes are taken out – potentially reducing your tax liability while saving for retirement. Within the plans, you have numerous investment options – ranging from conservative to aggressive.  

What if I already have a 403b/457(b)?

If you are currently deferring to an approved 403(b) or 457(b) investment provider, no action or changes are necessary at this time.

Approved Provider List 

SchoolsFirst has a list of approved providers that they work with. If your current investment provider is not an approved provider on this list, SFUSD will contact you with further direction. 

Resources 

SFUSD staff can make salary reduction decisions at SchoolsFirst’s PlanVUE website at pa.schoolsfirstfcu.org. You can view short video tutorials on how to navigate the PlanVUE website: 

• How to log in and establish a username and password: https://youtu.be/-BAjuScx27U
• How to navigate the site to make changes to the contribution amount: https://youtu.be/L-ubFfOuVvc

You can also access SchoolsFirst’s website for hard copy forms for all transactions: 

https://www.schoolsfirstfcu.org/products/investment-retirement/retirement-and-investment-forms

Support for Employees 

If you have questions after Oct. 1 about the administration of your plan or would like to speak with a SchoolsFirst Retirement Plan Specialist, please call 800-462-8328, extension 4727. A specialist will be available to assist you. 

If you would like to open an account or have questions please contact:

Financial Advisor, Carlos Almazan: Phone: 951-840-9339, Text: 951-875-6009 or calmazan@schoolsfirstfcu.org

403b and Roth 403b Flyer

Understanding Your 457b, Roth 457b Flyer 

Health Equity (Wageworks)- is our benefit partner for Flexible Spending Accounts, Commuter Transit, & Parking.

Healthcare Flexible Spending Account

A Healthcare Flexible Savings Account (HCFSA) lets you use tax-free money to pay for eligible medical expenses.

• The contribution limit for 2025 is $3,200.  The amount you are able to rollover to the following year is $640.
• The contribution limit for 2026 is $3,300.  The amount you are able to rollover to the following year is $660.
• A debit card will be mailed to you and is loaded with your elected annual contribution amount
• Fast, convenient payments and reimbursement
• Documentation that includes the following should be provided:
  • Names of providers
  • Names of persons who received care or service
  • Dates of service or care
  • Descriptions of services
  • Costs of service or care

2026 FSA Member Flyer

Dependent Care Flexible Spending Account

A Dependent Care Flexible Savings Account (DCFSA) lets you use tax-free money to pay for eligible dependent care expenses.

• The contribution limit for 2025 is $5,000 there is no rollover
• The contribution limit for 2026 is $5,000 there is no rollover
• A debit card is not provided for the DCFSA. You will need to submit a claim for reimbursement via a claim form or through the EZ receipts mobile app
• Documentation that includes the following should be provided:
  • Names of providers
  • Names of persons who received care or service
  • Dates of service or care
  • Descriptions of services
  • Costs of service or care

2026 DCFSA Member Flyer

Enrollment:
 

1. New hires: You will receive benefit enrollment instructions via email. For any questions submit a help ticket: eis.sfusd.edu.
2. For 2026 open enrollment elections: please schedule an appointment with our benefit counselors  by visiting the following link: https://sfusd.annualenrollment.net/.  These enrollments will occur through our new Benefits platform Bswift and changes will be effective 1/1/2026. View Bswift Enrollment Guide.
3. Commuter and Parking: you may enroll via www.wageworks.com. $325 is the Pre-tax maximum for 2025. $340 is the Pre-tax maximum for 2026.                                                               

      WageWorks Commuter Benefit Accounts

When life gives you setbacks, Aflac is here to help you make a comeback with accident, cancer, critical illness, and dental plans.  Especially relevant for expectant parents, the Short-term disability policy can add extra financial support for new parents on leave! 

1. For new hires interested in beginning a policy now, please visit https://www.aflacenrollment.com/SFUSD/273835212262 or call (866) 793-5242. These enrollments will occur directly through Aflac's external site.
2. If you currently have an Aflac policy or are a new hire that would like to continue coverage in 2026, action is required for 2026 in BSwift for Open Enrollment! Policy elections become effective 1/1/2026 (for 2026 open enrollment). We encourage you to schedule an appointment with our benefit counselors  by visiting the following link: https://sfusd.annualenrollment.net/.  These enrollments will occur through our new Benefits platform Bswift. View Bswift Enrollment Guide

           Log In Information
            Website: sfusd.bswift.com
            Username: Your SFUSD email address
            Initial Password: Last four digits of your Social Security Number (SSN)

🌟 New Aflac Coverage Options

We’re excited to introduce new voluntary benefits designed to support your health and financial well-being — now easier than ever to enroll through BSwift!

• Hospital Indemnity Insurance: Helps cover unexpected costs from hospital stays
• Accident Insurance: Provides financial protection for unexpected injuries
• Critical Illness Insurance: Offers a lump-sum benefit upon diagnosis of covered conditions

Colonial Life provides critical support to employees when the unexpected happens—whether it’s an accident, illness, or injury. Click here to view the benefits booklet and for more information.

• Website
  visityouville.com/en/sfusd
• Contact
  Grand Guillory
• Email
  grand.guillory@gmail.com
• Phone Number
  (877) 924-3967

At Equitable, they're committed to being an expert alongside you, empowering you with insights, advice, and resources to help you secure your financial well-being.

• Website
  equitable.com
• Virtual Info Meeting

       Joseph Theam: https://calendar.cirrusinsight.com/schedule/meeting-details/joseph-theam-1

       Mitch Bortolotto: https://calendar.cirrusinsight.com/schedule/mitchell-bortolotto

• Contact

       Joseph Theam- phone:  415-810-3653, email:  joseph.theam@equitable.com

       Mitch Bortolotto- phone: 415- 476-2130, email: mitchell.bortolotto@equitable.com

At NTA Life, their products and services are tailored to fit the needs of educators, government employees, and professionals. They offer supplemental health and life insurance products and services to SFUSD employees, the very people that serve our communities. 

• Website
  ntalife.com
• Contact
  Betty Camp
• Email
  betty.camp@ntarep.com
• Phone Number
  (661) 607-1412

Washington National provides a brief presentation that fully describes their products and services. After the meeting, there is an opportunity for employees to schedule a one-on-one virtual or in-person meeting to gain detailed information regarding their person health needs.

• Website
  washingtonnational.com
• Contact
  Seth Magley
• Email
  seth.magley@optavise.com
• Phone

       415-726-1318

Pacific Credit Union Service Offers low cost financial services. For information on products and rates, please contact Jennifer Goldstein. Also to open your account today, simply click here. Link to flyer. There is a $50 account opening incentive for all employees! 

• Website
  https://www.pacificservice.org/
• Contact (Account manager for SFUSD employees)
  Jennifer Goldstein, (925) 202-9380
• Email
  jennifer.goldstein@pacificservice.org

LegalShield + ID Shield Member Services offer legal services and identity theft protection benefits that help you navigate life issues. For more information or to enroll: https://www.shieldbenefits.com/sanfranciscousd.

• Website
  https://www.shieldbenefits.com/sanfranciscousd
• Contact 
  Linda Masoli, 650-642-4444
• Email

       lindalegalshield@gmail.com

Teacher's Pension supports districts in creating a dignified retirement for all District employees through the delivery of no-cost "Retirement Education." 

• Website
  tpensions.com
• Scheduler
  https://calendly.com/helping-teachers-staff/1st-meeting
• Contact
  Daniel Barrera
• Email
  dbarrera@tpensions.com

Since 1967, we’ve provided educators like you with helpful guidance and support, outstanding values and indispensable information to help you achieve your goals.

• Website
  www.neamb.com
• Contact
  Sean Mabey
• Email
  smabey@neamb.com

California Casualty is a 106-year-old company providing auto, home, and renters insurance. They also offer property and casualty products, including condo, townhome, motorcycle and of current interest in these times, RV & travel trailer policies. 

• Website
  calcas.com
• Contact
  Norma Alfaro
• Email
  nalfaro@calcas.com
• Phone Number
  (650) 290-1518

Helping people achieve their goals is what we call being FutureFIT®—which stands for Freedom. Individually Tailored®. 

• Website
  aigrs.com
• Contact
  Jeff Isley
• Email
  jeffrey.isley@aig.com
• Phone Number
  (415) 444-6460

District employees can view New York Life resources in areas such as life insurance, investments, and retirement planning. 

• Website
  newyorklife.com
• Contact
  Christopher Guzman
• Email
  guzmanc@ft.newyorklife.com

The focus at Pacific Educators is to provide the highest quality Life Insurance, Disability Insurance, and Cancer Insurance available to SFUSD employees. 

• Website
  peinsurance.com
• Contacts
  Susana Furlong or Jeff Furlong
• Email
  Susana@PEInsurance.com
  Jeff@PEInurance.com
• Phone Number
  (800) 722-3365

Did you know that you can enroll your health benefits with HSS directly via their eBenefits self-service platform?  If you were recently hired or have experienced a qualifying event within 30-days, you can enroll/make changed online by by visiting SFHSS's eBenefits website.

Please note: You will need your City ID (commonly known as your DSW number) to use eBenefits self-service.  If you are a first-time user of the online platform, please follow the instructions in the "First time registration for Retirees, City College and SFUSD" link to obtain your CityID and register an account.  If you have trouble registering or obtaining your City ID, please contact HSS directly at 628-652-4700.

To update your address, phone number, email, or emergency contact: 

1.  Log into your Frontline Employee Portal

2. Click on My Information tab to the left of the page 

3.  Select the pencil icon next to My Information At the top of the page 

4. Edit your information 

5. Scroll down and press submit  

Important information regarding address changes: 

Please note that you will need to confirm that your Health Plan provider offers coverage services within the area of your residential address. For provider plan service areas please view page 8 of the  2025 San Francisco Unified School District Health Benefits Guide.

If your current plan provider is in the plan service area of your new address, no further action is required.

If your new address is outside the area of your Provider’s plan service area, you will need to: 

1. Notify the Benefits Team by submitting a ticket to http://eis.sfusd.edu to indicate you have submitted an address change so we can update the city system. 

2. Submit a qualifying life event to enroll in a different SFHSS plan that offers service based on your new address within 30 days of your move.

HSS administers the health and vision benefit for all City and County of San Francisco Departments, including SFUSD.  Because HSS is the system of record for your health/vision plan, you are required to enroll via their eBenefits self-service platform.  After you submit your online enrollment to HSS, if it is processed and approved, you will be able to view your enrollment election via eBenefits.

HSS staff are available Mon - Fri, from 8a - 5p to assist with your enrollment inquiries. You can call HSS at 628-652-4700 during office hours for health and vision plan details, enrollment instructions and more.

The HSS enrollment system does not feed dependent information into EMPowerSF.  If you enrolled dependents on your health and vision plans, you will not be able to view their dependent information in our system.  If you plan on enrolling those same dependents on your dental plan, for example, you will need to add their dependent data in EMPowerSF when enrolling.  Detailed instructions on adding dependents and beneficiaries can be found in the EMPowerSF Employee Self Service Guide.

No. Dental enrollment is administered by the District, not HSS. You can enroll your dental plan via the instructions received in your benefit enrollment email if you were recently hired.  During open enrollment you can make changes from 10/1/2025-10/31/2025. If you experienced a qualifying event within 30-days please submit a ticket at eis.sfusd.edu to the Benefits Team for further assistance.

Enrollment:
 

1. New hires: You will receive benefit enrollment instructions via email. For any questions submit a help ticket: eis.sfusd.edu.
2. For 2026 open enrollment elections: please schedule an appointment with our benefit counselors  by visiting the following link: https://sfusd.annualenrollment.net/.  These enrollments will occur through our new Benefits platform Bswift and changes will be effective 1/1/2026. View Bswift Enrollment Guide.